Volvo XC90 Depreciation Calculator
Calculate the Volvo XC90 depreciation rate by year, mileage, and country — with accident-history adjustments and a year-by-year depreciation chart.
The Volvo XC90 is a three-row luxury SUV known for Scandinavian design, class-leading safety, and mild-hybrid and plug-in hybrid powertrains. Depreciation is steeper than German and Japanese luxury rivals, with the XC90 typically retaining around 48–52% of MSRP after five years, creating strong value on the used market.
Depreciation inputs
Current generation — no successor has launched yet.
Depreciation curve · your ownership window
Year-by-year depreciation
Depreciation rate per year, based on an MSRP of $70,475
| Age | Value | % Retained | Annual depreciation |
|---|---|---|---|
| New | $70,475 | 100% | — |
| Year 1 | $54,971 | 78% | -$15,504 (22%) |
| Year 2 | $47,923 | 68% | -$7,048 (12.8%) |
| Year 3 | $42,285 | 60% | -$5,638 (11.8%) |
| Year 4 | $38,057 | 54% | -$4,228 (10%) |
| Year 5 | $34,533 | 49% | -$3,524 (9.3%) |
| Year 6 | $31,009 | 44% | -$3,524 (10.2%) |
| Year 7 | $28,190 | 40% | -$2,819 (9.1%) |
| Year 8 | $25,371 | 36% | -$2,819 (10%) |
| Year 9 | $22,552 | 32% | -$2,819 (11.1%) |
| Year 10 | $20,438 | 29% | -$2,114 (9.4%) |
Volvo XC90 depreciation by country
The same car depreciates at different rates in different markets. Here's how the Volvo XC90 depreciation rate changes across the seven major markets we track.
Baseline market. XC90 is Volvo's best-selling US model, but depreciation runs steeper than BMW X5 or Lexus RX due to softer brand residuals. Certified pre-owned examples under 4 years hold value best.
Strong demand in urban centers like Vancouver and Toronto, with AWD standard helping winter resale. Depreciation mirrors the US but runs ~2% softer due to limited Canadian dealer network outside major cities.
XC90 is a popular family SUV with healthy demand, particularly the T8 plug-in hybrid qualifying for company-car tax breaks. Diesel B5 variants depreciate faster post-ULEZ expansion.
Strong home-region brand equity, especially in Nordic and Benelux markets. T8 Recharge retains value well due to EV incentives, while older diesel models face accelerated depreciation in low-emission zones.
Smaller luxury SUV market dominated by Lexus and German brands. XC90 depreciates faster due to limited service network and lower brand cachet versus GLE or X5.
Sold as a CBU import at a steep premium, limiting buyer pool. Resale suffers from thin service coverage and buyer preference for German luxury SUVs; expect 10–15% steeper depreciation than the US curve.
Solid niche following, with the T8 Recharge attracting eco-conscious buyers. Resale is competitive with the Audi Q7 but trails the Lexus RX; rural resale is weaker due to limited dealer footprint.
Volvo XC90 depreciation after an accident
An accident on a vehicle's history permanently increases its depreciation rate, even after perfect repairs. Here's how much extra depreciation each severity level adds to a Volvo XC90.
Paintwork, bumper scuffs, non-structural repairs. Disclosed on history reports but limited resale impact.
Panel replacement, airbag deployment, meaningful CARFAX entry. Significantly accelerates depreciation.
Frame damage, flood, salvage title. Permanent depreciation hit even after full restoration.
This "diminished value" is the extra depreciation a car carries after an accident. Insurance rarely reimburses it — our calculator bakes it into every depreciation estimate.