C Car Depreciation
Toyota · truck · mainstream

Toyota Tacoma Depreciation Calculator

Calculate the Toyota Tacoma depreciation rate by year, mileage, and country — with accident-history adjustments and a year-by-year depreciation chart.

The Toyota Tacoma is the benchmark for mid-size truck resale, consistently topping retained-value rankings in North America. Strong off-road credentials, Toyota reliability, and persistent demand keep Tacoma depreciation among the slowest of any vehicle sold in the US.

1-year depreciation
10%
5-year retention
67%
MSRP
$31,500–$55k
Avg mi / year
15,000

Depreciation inputs

Depreciation during your 5-year ownership
$14,256
-33%
Value at purchase
$43,200
Brand new
Value when you sell
$28,944
5y / 60,000 mi
Depreciation / year
$2,851
Depreciation / mi
$0.24
N400
4th generation · started 2024

Current generation — no successor has launched yet.

Depreciation curve · your ownership window

BuySell

Year-by-year depreciation

Depreciation rate per year, based on an MSRP of $43,200

Age Value % Retained Annual depreciation
New $43,200 100%
Year 1 $38,880 90% -$4,320 (10%)
Year 2 $35,856 83% -$3,024 (7.8%)
Year 3 $33,264 77% -$2,592 (7.2%)
Year 4 $31,104 72% -$2,160 (6.5%)
Year 5 $28,944 67% -$2,160 (6.9%)
Year 6 $26,784 62% -$2,160 (7.5%)
Year 7 $24,624 57% -$2,160 (8.1%)
Year 8 $22,464 52% -$2,160 (8.8%)
Year 9 $20,736 48% -$1,728 (7.7%)
Year 10 $19,008 44% -$1,728 (8.3%)

Toyota Tacoma depreciation by country

The same car depreciates at different rates in different markets. Here's how the Toyota Tacoma depreciation rate changes across the seven major markets we track.

🇺🇸
United States
Baseline

Baseline market and the Tacoma's stronghold — it's the best-selling mid-size truck in America. TRD Off-Road and TRD Pro trims routinely sell used for 85–90% of original MSRP after 3 years.

Currency: USD Unit: mi
🇨🇦
Canada
+2% retention

Exceptional resale in Canada thanks to strong demand in BC, Alberta, and Ontario for capable 4x4s. Winter-ready used Tacomas often sell within days of listing.

Currency: CAD Unit: km
🇬🇧
United Kingdom
-20% retention

Tacoma is not officially sold in the UK, making gray-market examples rare. The Hilux dominates instead, so Tacoma depreciation data is mostly extrapolated from niche imports.

Currency: GBP Unit: mi
🇪🇺
Europe
-22% retention

Not sold in Europe — the Hilux fills this role. Any imported Tacomas face steep depreciation due to limited parts support and unfamiliar specs.

Currency: EUR Unit: km
🇸🇦
Saudi Arabia
-10% retention

Tacoma is a niche import in Saudi Arabia, where the Hilux is the standard workhorse. Resale is softer than the Hilux but holds up for lightly used TRD variants favored by enthusiasts.

Currency: SAR Unit: km
🇮🇳
India
-25% retention

Not officially sold in India. Mid-size pickups remain a tiny segment, so the few imported Tacomas depreciate quickly due to minimal demand and servicing challenges.

Currency: INR Unit: km
🇦🇺
Australia
-8% retention

Tacoma is not factory-sold in Australia (HiLux rules the segment), but remanufactured RHD conversions have emerged. These conversions hold value moderately well among enthusiasts but depreciate faster than a comparable HiLux.

Currency: AUD Unit: km

Toyota Tacoma depreciation after an accident

An accident on a vehicle's history permanently increases its depreciation rate, even after perfect repairs. Here's how much extra depreciation each severity level adds to a Toyota Tacoma.

Minor accident
+8% depreciation

Paintwork, bumper scuffs, non-structural repairs. Disclosed on history reports but limited resale impact.

Moderate accident
+18% depreciation

Panel replacement, airbag deployment, meaningful CARFAX entry. Significantly accelerates depreciation.

Major accident
+33% depreciation

Frame damage, flood, salvage title. Permanent depreciation hit even after full restoration.

This "diminished value" is the extra depreciation a car carries after an accident. Insurance rarely reimburses it — our calculator bakes it into every depreciation estimate.

Toyota Tacoma FAQ

How much does a Toyota Tacoma depreciate per year?
The Tacoma depreciates roughly 10% in the first year and 5–7% annually thereafter — one of the slowest rates of any vehicle sold in North America. After 5 years, a Tacoma typically retains about 67% of its MSRP, compared to the industry average of ~45%.
What is a Toyota Tacoma worth after 5 years?
A Tacoma purchased new for $40,000 will typically be worth around $27,000 after 5 years and 75,000 miles. TRD Off-Road and TRD Pro trims can hold closer to $30,000 due to strong enthusiast demand.
Why does the Tacoma depreciate so slowly?
Three factors drive the Tacoma's low depreciation: Toyota's reputation for long-term reliability, limited mid-size truck competition, and cult-like demand for off-road trims. Used Tacomas often sell within days of listing, which keeps private-party and dealer prices firm.
Does high mileage hurt Tacoma resale value?
Less than most trucks. Tacomas regularly cross 200,000 miles with original drivetrains, so each mile over the 15,000/year average only reduces value by about $0.014. A 150,000-mile Tacoma often sells for what a 75,000-mile domestic truck would.
How much does an accident reduce a Tacoma's value?
A minor accident reduces resale by ~8%, a moderate accident by ~18%, and a major accident with frame damage by ~33%. Because Tacoma buyers heavily prioritize clean Carfax reports, accident history hits resale harder here than on some competitors.

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