C Car Depreciation
BMW · suv · luxury

BMW iX3 Depreciation Calculator

Calculate the BMW iX3 depreciation rate by year, mileage, and country — with accident-history adjustments and a year-by-year depreciation chart.

The BMW iX3 is a fully electric midsize luxury SUV based on the X3 platform, and starting with the 2026 Neue Klasse generation it becomes a ground-up EV. Like most luxury EVs, the iX3 faces steeper early depreciation than its gas X3 sibling, but strong brand equity and improving battery tech help it retain roughly 45% of MSRP after five years.

1-year depreciation
28%
5-year retention
45%
MSRP
$67,000–$78k
Avg mi / year
12,000

Depreciation inputs

Depreciation during your 5-year ownership
$39,875
-55%
Value at purchase
$72,500
Brand new
Value when you sell
$32,625
5y / 60,000 mi
Depreciation / year
$7,975
Depreciation / mi
$0.66
NA5
2nd generation (Neue Klasse) · started 2026

Current generation — no successor has launched yet.

Depreciation curve · your ownership window

BuySell

Year-by-year depreciation

Depreciation rate per year, based on an MSRP of $72,500

Age Value % Retained Annual depreciation
New $72,500 100%
Year 1 $52,200 72% -$20,300 (28%)
Year 2 $44,950 62% -$7,250 (13.9%)
Year 3 $39,875 55% -$5,075 (11.3%)
Year 4 $36,250 50% -$3,625 (9.1%)
Year 5 $32,625 45% -$3,625 (10%)
Year 6 $29,000 40% -$3,625 (11.1%)
Year 7 $26,100 36% -$2,900 (10%)
Year 8 $23,200 32% -$2,900 (11.1%)
Year 9 $21,025 29% -$2,175 (9.4%)
Year 10 $18,850 26% -$2,175 (10.3%)

BMW iX3 depreciation by country

The same car depreciates at different rates in different markets. Here's how the BMW iX3 depreciation rate changes across the seven major markets we track.

🇺🇸
United States
Baseline

The iX3 returns to the US with the 2026 Neue Klasse generation after being skipped in its first generation. EV tax credit eligibility and charging infrastructure heavily influence early resale.

Currency: USD Unit: mi
🇨🇦
Canada
-5% retention

Canadian demand is concentrated in BC, Ontario, and Quebec where EV rebates apply. Cold-weather range concerns keep iX3 depreciation slightly steeper than in the US.

Currency: CAD Unit: km
🇬🇧
United Kingdom
+2% retention

The first-gen iX3 sold well in the UK as a company car thanks to low BiK tax rates. Used demand is robust, and 3-year retention typically outperforms the US by 3–5%.

Currency: GBP Unit: mi
🇪🇺
Europe
Baseline

Strong core market for the iX3, especially in Germany, Norway, and the Netherlands. Low-emission zone access and fleet demand support resale, though rapid EV tech turnover still pressures values.

Currency: EUR Unit: km
🇸🇦
Saudi Arabia
-18% retention

Limited EV charging infrastructure and extreme heat impact battery longevity perceptions. The iX3 is a niche product in Saudi Arabia and depreciates faster than the gas X3.

Currency: SAR Unit: km
🇮🇳
India
-15% retention

Sold as a CBU import at a significant premium. A small but growing luxury EV buyer base and sparse fast-charging network lead to steeper depreciation than ICE BMWs.

Currency: INR Unit: km
🇦🇺
Australia
-7% retention

Australia's luxury car tax and limited EV incentives raise entry cost, but the iX3 has carved out a following in metro areas. Resale is solid but softer than the X3 petrol equivalent.

Currency: AUD Unit: km

BMW iX3 depreciation after an accident

An accident on a vehicle's history permanently increases its depreciation rate, even after perfect repairs. Here's how much extra depreciation each severity level adds to a BMW iX3.

Minor accident
+8% depreciation

Paintwork, bumper scuffs, non-structural repairs. Disclosed on history reports but limited resale impact.

Moderate accident
+19% depreciation

Panel replacement, airbag deployment, meaningful CARFAX entry. Significantly accelerates depreciation.

Major accident
+33% depreciation

Frame damage, flood, salvage title. Permanent depreciation hit even after full restoration.

This "diminished value" is the extra depreciation a car carries after an accident. Insurance rarely reimburses it — our calculator bakes it into every depreciation estimate.

BMW iX3 FAQ

How much does a BMW iX3 depreciate in the first year?
A BMW iX3 typically depreciates about 28% in its first year, steeper than the gas X3's ~20% drop. This reflects the broader luxury EV trend, where rapid battery and software advancements compress used-market values. Buyers should expect the largest absolute loss to occur in year one.
What is a BMW iX3 worth after 5 years?
After five years and roughly 60,000 miles, a BMW iX3 retains about 45% of its original MSRP. On a $70,000 xDrive50, that translates to approximately $31,500. Well-maintained examples with documented battery health reports tend to sell at the upper end of that range.
Does the iX3 depreciate faster than the gas BMW X3?
Yes. The iX3 depreciates roughly 8–12 percentage points more than the ICE X3 over five years, mirroring industry-wide luxury EV trends. The gap is narrowing as EV adoption grows and charging infrastructure matures, but for now gas BMWs hold value better.
How does mileage affect BMW iX3 depreciation?
Each mile above the 12,000/year average reduces iX3 resale value by about $0.10, which is relatively mild for a luxury vehicle. However, battery state-of-health matters more than raw mileage — an iX3 with >90% battery capacity after 80,000 miles retains value far better than a high-mileage example with degraded cells.
Will the 2026 Neue Klasse iX3 depreciate slower than the first generation?
Most likely yes. The Neue Klasse iX3 uses BMW's 6th-gen cylindrical cells with 30% more range and 30% faster charging, which addresses the key weaknesses that accelerated first-gen depreciation. Early forecasts suggest 5-year retention in the 48–52% range, closer to the gas X3.

Compare with similar models