C Car Depreciation
BMW · sedan · luxury

BMW 3 Series Depreciation Calculator

Calculate the BMW 3 Series depreciation rate by year, mileage, and country — with accident-history adjustments and a year-by-year depreciation chart.

The BMW 3 Series is the benchmark sport luxury sedan, but like most German luxury cars it depreciates faster than mainstream rivals. Expect roughly 50–55% retained value after 5 years, with M Sport and performance variants holding up better than loaded executive trims.

1-year depreciation
20%
5-year retention
51%
MSRP
$44,500–$63k
Avg mi / year
12,000

Depreciation inputs

Depreciation during your 5-year ownership
$26,215
-49%
Value at purchase
$53,500
Brand new
Value when you sell
$27,285
5y / 60,000 mi
Depreciation / year
$5,243
Depreciation / mi
$0.44
G20 LCI
7th generation facelift · started 2023

Current generation — no successor has launched yet.

Depreciation curve · your ownership window

BuySell

Year-by-year depreciation

Depreciation rate per year, based on an MSRP of $53,500

Age Value % Retained Annual depreciation
New $53,500 100%
Year 1 $42,800 80% -$10,700 (20%)
Year 2 $37,450 70% -$5,350 (12.5%)
Year 3 $33,170 62% -$4,280 (11.4%)
Year 4 $29,960 56% -$3,210 (9.7%)
Year 5 $27,285 51% -$2,675 (8.9%)
Year 6 $24,610 46% -$2,675 (9.8%)
Year 7 $21,935 41% -$2,675 (10.9%)
Year 8 $19,795 37% -$2,140 (9.8%)
Year 9 $17,655 33% -$2,140 (10.8%)
Year 10 $16,050 30% -$1,605 (9.1%)

BMW 3 Series depreciation by country

The same car depreciates at different rates in different markets. Here's how the BMW 3 Series depreciation rate changes across the seven major markets we track.

🇺🇸
United States
Baseline

Baseline market. The 3 Series depreciates faster than Japanese rivals, but M340i and M3 variants hold value exceptionally well due to enthusiast demand.

Currency: USD Unit: mi
🇨🇦
Canada
-4% retention

xDrive variants dominate Canadian sales and retain slightly better than RWD trims. Winter-salt corrosion concerns on older examples steepen depreciation past year 6.

Currency: CAD Unit: km
🇬🇧
United Kingdom
-6% retention

Huge fleet and company-car market means heavy supply of ex-lease 320d and 330e cars, pushing 3-year depreciation deeper. M Sport trim is nearly mandatory for resale.

Currency: GBP Unit: mi
🇪🇺
Europe
-8% retention

Diesel 320d dominates, but tightening emission zones in cities like Paris and Berlin accelerate depreciation on older diesels. Touring wagon variants retain value better than sedans.

Currency: EUR Unit: km
🇸🇦
Saudi Arabia
+5% retention

Strong demand for petrol 330i and M340i in the Gulf, with resale supported by BMW's established dealer network. Heat and sand exposure can hurt values on poorly maintained examples.

Currency: SAR Unit: km
🇮🇳
India
+2% retention

Locally assembled long-wheelbase 3 Series Gran Limousine commands a loyal executive buyer base. High import duties on parts mean first-owner cars hold value better than aging ones.

Currency: INR Unit: km
🇦🇺
Australia
-3% retention

Premium sedan demand has softened with the SUV shift, so non-M trims depreciate faster. M3 and M340i retain value strongly in the enthusiast used market.

Currency: AUD Unit: km

BMW 3 Series depreciation after an accident

An accident on a vehicle's history permanently increases its depreciation rate, even after perfect repairs. Here's how much extra depreciation each severity level adds to a BMW 3 Series.

Minor accident
+9% depreciation

Paintwork, bumper scuffs, non-structural repairs. Disclosed on history reports but limited resale impact.

Moderate accident
+20% depreciation

Panel replacement, airbag deployment, meaningful CARFAX entry. Significantly accelerates depreciation.

Major accident
+35% depreciation

Frame damage, flood, salvage title. Permanent depreciation hit even after full restoration.

This "diminished value" is the extra depreciation a car carries after an accident. Insurance rarely reimburses it — our calculator bakes it into every depreciation estimate.

BMW 3 Series FAQ

How much does a BMW 3 Series depreciate per year?
A new BMW 3 Series typically loses around 20% of its value in the first year and 8–10% each following year. After 5 years, expect roughly 51% retained value — steeper depreciation than a Toyota Camry but in line with German luxury peers like the Audi A4 and Mercedes C-Class.
What is a BMW 3 Series worth after 5 years?
A 330i with a $48,000 MSRP will typically be worth around $24,500 after 5 years and 60,000 miles. An M340i holds up better, often retaining 55–58%, while a fully-loaded 330e plug-in hybrid can dip closer to 47% due to battery-age concerns.
Does the M3 depreciate less than a regular 3 Series?
Yes. The M3 Competition has become a modern enthusiast favorite and typically retains 60–65% of its value after 5 years, compared to ~51% for a standard 330i. Manual-transmission M3s depreciate even more slowly due to scarcity.
How much does an accident reduce a 3 Series's value?
A minor accident cuts resale by about 9%, a moderate accident by around 20%, and a major accident with structural damage by 35% or more. Luxury buyers are especially wary of Carfax hits, so the diminished-value penalty on a BMW is larger than on mainstream brands.
Why does the BMW 3 Series depreciate faster than a Lexus IS?
Higher maintenance costs, expensive out-of-warranty repairs, and abundant off-lease supply drive the 3 Series to depreciate 8–12% more than a Lexus IS over 5 years. Buyers price in future repair risk, especially on turbocharged and plug-in hybrid variants past the 4-year warranty.

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